Meyers Financial Solutions
 |
Bret Meyers, B.Sc.
For all your Insurance and
Financial Requirements
Cellular: 905-852-8691 Office: 905-852-9191
E-Mail: bret.meyers@sympatico.ca
Bret is an Independent Financial Services Broker who helps people
successfully organize and realize their insurance and investment potential to
ensure financial freedom for themselves and their families. Bret provides
service to his clients in their homes or at their offices 24 hrs a day and 365
days a year.
Proud Member of:
Independent Financial Brokers of Canada
Professional Hockey Players Alumni Association
Michigan Technological University Alumni Association |
INVESTMENTS / RRSP / RESP / GIC'S
|
Segregated Funds offer many guarantees and safeguards that mutual funds do not. Build an investment program where
segregated funds achieve growth through superior investments combined with insurance guarantees that protect your principal.
People invest with Insurance Companies for some of the following reasons:
- Creditor & Lawsuit
Protection:
Designating a beneficiary may potentially protect
your investments from creditors & lawsuits.
- Estate Planning & Probate Avoidance:
Designated beneficiaries directly receive the death benefit without costly probate fees or processing delays.
- Principle Guarantees:
Investments with Insurance Companies are guaranteed at time of death and at other intervals.
|
LIFE INSURANCE
|
Life Insurance is a way to protect your survivors and dependents against financial hardship. As your family or business situation
changes, so may your insurance needs. It is important to review your insurance needs. It is important to review your
insurance needs regularly.
How do you calculate how much life insurance you need? How much will it cost? Permanent Insurance, Term Insurance, which best
suits your needs?
Do you need Life Insurance?
- If you have a spouse, and you were to die prematurely, how would your survivors(s) get by, especially dependent children?
- Does anyone else depend on you financially, such as a parent, grandparent, brother or sister?
- If you are single parent, what level of support payments are you making or getting? How would these be kept up in the
event of the contributor's death?
- If you have a mortgage on your home, do you want it paid off in the event of your death?
- If you have children, do you want to put aside money to complete their education in the event of your death?
- Are there any other family members or organizations to whom you would like to leave money?
- Could life insurance play a role in business or farm succession plans?
- Could life insurance play a role in paying the taxes incurred when capital property is transferred from one generation to the next?
- Do you have a disabled dependent or child?
|
DISABILITY INSURANCE
|
Disability Insurance provides
protection against Loss of Income due to an injury and/or illness.
- Monthly income
- Injury ONLY or injury & illness coverage
- 24-hour or non-occupational coverage
- Choice of elimination periods and benefit
periods
- Long term disability protection
- Accidental death
- Business overhead protection
Disability Insurance for Truckers, Trades and Self-Employed people available. Ask us about your eligibility.
|
CRITICAL ILLNESS INSURANCE
|
What
would happen to your financial stability if you were to suffer a critical
illness?
Critical illness insurance products pay you a lump sum
cash benefit after the diagnosis of a critical illness. The living benefit
is received while you are alive and you are free to spend the money as you wish. Critical illness insurance covers conditions such as:
| Heart Attack |
Stroke |
Cancer |
| Paralysis |
Heart bypass
surgery |
Loss of Limbs |
| Major organ transplant |
Deafness |
Multiple Sclerosis |
| Aortic Surgery |
Parkinson's Disease |
Severe Burns |
| Alzheimer's Disease |
Loss of Independent |
Motor Neuron
Disease |
| Existence |
Occupational
HIV |
Coma |
| Kidney Failure |
Heart Valve |
Blindness |
| Replacement |
Benign Brain
Tumour |
|
|
EMPLOYEE BENEFITS
|
Base Benefits
- Employee life insurance
- Accidental death and dismemberment
Optional Benefits
- Dependent life insurance
- Drug & Extended Health Care options
- Dental care
- Short-term disability
- Long-term disability
Advantages for Small Business owners gain
- A competitive edge in the job market
- A cost-effective method of providing employees with coverage for medical
bills - protecting employees and their families
- A tax deduction for small business
|
TRAVEL INSURANCE
|
Traveling out of the province or out of the country?
Travel
Insurance Packages may include:
- Emergency Medical Insurance
- Pre-exisiting conditions can be underwritten
- Interruption Insurance
- Baggage & Personal Effects Insurance
- Flight Accident Insurance
- Travel Accident Insurance
|
Contact
 |
Bret Meyers, B.Sc.
Insurance & Investment Consultant
Cellular: 905-852-8691 Office: 905-852-9191
E-Mail: bret.meyers@sympatico.ca
|